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Bradesco’s Chairman Luiz Carlos Trabuco Cappi Is Moving The Bank Into The Digital Age

Brazilians aren’t any different from people in other countries who rely on digital banking instead of the old branch type banking. Mobile phone service in Brazil is expanding at an unprecedented rate, and Bradesco is trying to keep up with the Internet banking demand.

But Bradesco has some work to do even though former CEO and the current Chairman of the Board, Luiz Carlos Trabuco Cappi is totally committed to keeping the bank in the digital banking business.

Bradesco’s Board of Directors, under the direction of former Chairman Lázaro de Mello Brandão, decided to acquire HSBC’s Brazilian banking operation in 2015. Bradesco inherited hundreds of HSBC Bank branches, and many of those branches were near Bradesco branches. Cappi and Lázaro de Mello Brandão realized closing bank branches was their number one priority in 2017. They want to continue to expand mobile and online banking services. In order to close the number of branches the bank needs to close, internal changes had to take place. One of those changes was the retirement of Chairman of the Board Lázaro de Mello Brandão.

Read more: Bradesco to choose board member as new president, says Trabuco

CEO Luiz Carlos Trabuco Cappi and Lázaro de Mello Brandão know how to work together. They started working together when Brandão hired Cappi in 1969. Bradesco’s founder Amador Aguiar was still around when Brandão gave Cappi a shot to be a Brazilian banker. Cappi was more cerebral than he was financial in those days. His degrees in philosophy and psychology came in handy as he mingled with the small town bank employees and customers. Cappi knew how to talk to people, and his management skills were above average for a banker with no real banking experience. Cappi went through the bank’s training program, and he did what all bankers do as they work their way up the banking pecking order. He put a team of bankers together, and most of the team still works for the bank in high-level positions. One of those team members, Octavio de Lazari, is the new Chief Executive Officer of Bradesco, and four other Cappi team members now have a seat on the bank’s Board of Directors. One of those board members, Mauricio de Minas, is the vice president who helped Cappi start Next, the bank’s digital banking division.

Cappi and Lazari want to stay current in terms of online banking. They want to offer new products to digital customers. Wall Street investors are betting Cappi and Lazari will do that in a profitable way. Bradesco’s stock is not performing as well as expected in the first quarter of 2018, but most investors know, closing bank branches is an expensive undertaking. Cappi and Lazari plan to close more than 200 branches in 2018, according to some reports on But some investors say Bradesco needs to close more branches in order to keep the stock moving in the right direction. Cappi will do what he always does when it comes to producing profit. And Lazari will follow the profit mission Cappi started. Most shareholders believe the Cappi team won’t disappoint them when 2018 goes into the banking record books.

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What’s The Difference With NexBank?

There are two major reasons that NexBank has stood out in such a substantial way within banking. One major aspect is that NexBank works as a local banker. Living within Texas gives you tremendous advantages with the way you will manage your money. NexBank uses what it knows as a Texan business to leverage the banking services it provides.

The second aspect to the foundation built by NexBank has to do with how the bank operates internally. NexBank uses the world’s brightest minds within the industry of finance. The bank employs this staff so that the emerging economy in Texas has the right support. It takes leading professionals in the world of finance to revolutionize banking in Dallas, Texas.

Living Up To A Modern Banking Standard

The modern banking standard is taking into account how the economies of individual States are booming with a world identity. Texas is among the American states that are expanding their economies in a rapid procession. It only makes sense that NexBank would lead this economy to finalize the way banking is functioning on a national basis.

Modern banking is now better equipped to deal with the variety of unexpected events in the financial world. Agencies like NexBank have a better overview of the client it serves and is able to adjust accordingly. Adjustment is important because the products and services offered by a bank are only as good as a bank’s ability to customize its local offering.

Impeccable Service And A Local Denominator

Standing out in Texas is not as easy as it might seem. This banking agency is being recognized in Texas because it stands out with impeccable service. The financial world of Wall Street has taught NexBank a great deal about customer service and why it can forward company progress. The next move of this bank is in your favor, and there’s many more benefits to come.

Donates $100,000 to Dallas Women foundation

NexBank SSB has its headquarters in Dallas, and it is a regional bank. The bank recently announced that it is sponsoring the Dallas Women’s Foundation as it hosts its 32nd annual luncheon. The regional bank will gift the foundation with $100,000 that will help it to support its goal of advancing economic security and leadership in women. The donation by NexBank is part of its corporate social responsibility.

Dallas Women’s Foundation is an organization that focuses on women and girls all over the world. Besides, it is the largest organization in the world dealing with regional funds for women. The foundation is also one of the leading trusted leaders in enhancing positive economic change and social change for women and girls. Dallas Women’s Foundation usually holds its annual luncheon that hosts 1300 business, civic and community leaders.

The annual luncheon for 2017 will be held on Friday, October 20th. It is scheduled to be held at the Hilton Anatole Hotel, which is located in Dallas. The luncheon will entail keynote addresses including from one of the TIME Magazine’s top 100 most influential personalities. One of the celebrities will be Dr. Hope Jahren, who is has been awarded prizes for being the best scientist and best-selling author. The essential address will be watched by 20 schools and more than 10,000 students across North Texas through live streaming.

About NexBank SSB

NexBank Capital is a financial services firm that deals with customers through three primary businesses, which include institutional services, commercial banking, and mortgage banking. The bank provides personalized banking and financial services mainly to individuals, financial institutions, corporates, and institutional clients nationwide. NexBank has a mission of delivering exceptional value to opportunities through commitment and leadership to its clients. The company’s mission is to offer its customers unique access to personalized solutions and sophisticated solutions delivered by experts who have proven track of records of success.

As of September 30, 2017, NexBank had recorded $7.6 billion in assets. The leadership at the company is led by James Dondero who is its chairman. NexBank SSB is composed of executive teams with expertise in the financial industry and commitment to the bank’s success.