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Ted Bauman Shares The Most Lucrative Investment In A Cashless Society

Ted Bauman is a financial newsletter editor who works at Banyan Hill Publishing. He has degrees in history and economics that he earned while living in South Africa. After 25 years in that country’s not-for-profit sector, he returned to the United States along with his family. He now lives in the greater Atlanta, Georgia, area.

He recently wrote about cash and how most people don’t use it anymore. Ted Bauman asked his subscribers to think about the last time they used cash and suspected that for most of them it had been months to years ago. About the only time people use it nowadays is if they need it for a retail store that only accepts cash, or because they found some laying around in their home.

People use cards nowadays instead of cash, or a mobile app, to pay for things. Even at the gas pump, where people used to pay with cash far more likely than not, with the advent of prepaying people use cards there as well. Ted Bauman wonders what it’s going to look like once cash is barely used by anyone. Read more about Ted Bauman at

He sees ways for investors to take advantage of this move away from cash. Ted Bauman says that two companies that investors should avoid, though, are Visa and Discover. Credit card companies like these two won’t be where consumers turn for their payments in the future. He wrote that the best investment is PayPal. The reason for his enthusiasm for their stock is that they offer more benefits than anyone when it comes to going cashless.

Sharing the history of PayPal, he shares how this company started out named Confinity. They were a software developer that created security software. Over time they started to offer ways for people to transfer money online in a secure environment. They were then bought by eBay who used them to manage online payments.

PayPal was a pioneer without which Bitcoin and the other digital currencies likely wouldn’t exist. People became comfortable having their money in the cloud by using PayPal. Ted Bauman expects its success to continue for a long time.

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Serge Belamant, inventor of blockchain technology and founder of Net1 Technologies and Zilch Technology Limited

Serge Belamant is a technological innovator whose applications and ideas have been extensively adopted in the world of financial services. Belamant was born in 1953 in France, but his family migrated to the Republic South Africa when he was 14 years old. He was admitted to Highlands North High School in Johannesburg. He was a bright student and pursued his academic interests by joining clubs and extra-curriculum activities as an athlete, to distinctive recognition and awards.

In 1972, serge Belamant graduated from high school and went on to study at Witwatersrand University for his undergraduate degree in engineering. He dropped this in favor of Computer Science and Applied Mathematics but later transferred to the University of South Africa (UNISA) to study Information Systems. His credits hours at Witwatersrand University did not get transferred to UNISA, and therefore Serge did not graduate but went into employment. Read his full interview at

Serge Belamant early career opportunities

As a brilliant young man, he had no trouble finding a job. Matrix was the first company he worked at, a big civil engineering company. He developed an application to analyze dam water levels in South Africa while working at IBM. He went on to develop complex applications for the Council of Scientific and Industrial Research (CSIR). He worked in developmental projects in other companies such as ESKOM (National Grid Systems), DATABANK, Bancorp, and SASWITCH. In 1989, Serge left SASWITCH and later the same year, he founded Net1 Technologies.

Serge Belamant’s blockchain technology

Serge built Net1 Technologies on FTS (Funds transfer Systems) which is one of his earlier innovations. The real break came in 1989 when he VISA contracted him on a project to develop a new application using his two existing ideas FTS and Universal Electronic Payment System (UEPS). Serge Belamant successfully developed for VISA the COPAC (Chip Offline Pre-authorized Card) application that was the result of a successful merging of FTS and UEPS. Net1 Technologies has enjoyed many big breaks and is considered a pioneer in all the financial system applications that are used by major institutions like banks. In 2017 Serge left chairmanship of the Net1 Technologies and went on to start zilch Technology Limited.

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The Success Story Of Brian Torchin In The Health Industry

The Success Story Of Brian Torchin In The Health Industry

Brian Torchin is a qualified health practitioner who studied at the University of Delaware whereby he obtained his bachelors degree in science. He furthered his education by attending the New York Chiropractic College from 1992 to 1995 whereby he qualified with a degree as a doctor of chiropractic. After completing his tertiary education and becoming a registered and recognized chiropractor, he established his own clinic that offered chiropractic services.

As contained in many media outlets, Brian Torchin is well known for establishing a firm that specializes in staffing, by the name HCRC Staffing situated in Philadelphia, Pennsylvania. He founded this firm to be able to help companies involved in the healthcare industry fill important areas with qualified personnel such as dentists, physicians, chiropractors, therapists, nurses as well as care givers within their departmental structures. Since it was founded over 200 companies have been able to use HCRC Staffing’s platform in recruiting their staff. It has been able to offer its services all over the world including countries such as Canada and Australia. View CNN iReport about Brian Torchin

He is also uses social media platforms such as facebook to promote his business , advertising opportunities as well as engage with his clients online. Throughout his entrepreneurial and love for healthcare related ventures, he has been able to change a lot of lives of many people positively through the different opportunities he has been able to create throughout his time in the healthcare field. Being a team player in all his business endeavors have proven to the biggest driving force in his success story. He has been featured in many media outlets such as Topix and examiner who have recognized the contribution he has made in the healthcare sector as well as the many lives he has impacted. Read more:,13.htm

Isabel dos Santos – A Businesswoman Worthy of Note

Even in the modern world, it can be difficult to find women business role models. If we look at the list of millionaires, we can see a top 100 list of men but very few women. The women that do make the list stand out for the intelligence, business acumen and for the ability to overcome the specific challenges a woman faces in a predominantly male world.

One such iconic woman is Isabel dos Santos. Born in Baku, Azerbaijan, once a Soviet republic, she is the eldest daughter of Jose Eduardo dos Santos, former president of Angola and first wife, Russian-born Tatiana Kukanova.

Isabel dos Santos spent her formative years in London and graduated from Kings College with a degree in electrical engineering. While at university she met her husband Sindika Dokolo from the Democratic Republic of the Congo.
See more on Wikipedia.

Upon completion of her degree, she returned to Angola to take a managerial position with Urbana 2000, a subsidiary of the Jembas Group. She excelled in her role to help clean up the city. But when the project ended, she set her sight on new horizons, choosing to establish a much needed commercial transportation company. It was in her role as director of her proprietary company that she encountered the telecommunications shortcomings of the existing service companies. To improve these deficiencies she invested and initiated growth in the telecommunications industry in Angola.

During the same period of time, she also foresaw tourism growth on the island of Luanda. She launched the first world-class night club named the Miami Beach Club. Over the next 20 years, Isabel dos Santos continued to invest in energy, retail, telecommunications and financial industries in Angola. People who are unfamiliar with her track record believe her success is due to her father’s political influence. In truth, Isabel dos Santos is a self-made woman, one other business women can look up to with respect. Website:

Career Achievements Of Guilherme Paulus

Guilherme Paulus is responsible for the notable developments in the tourism sector in Brazil today. He is a great entrepreneur and he has over the recent years exercised impeccable leadership skills.

Paulus has been serving in the tourism industry for over 25 years through which he has perfected his skills in the sector. Through his ventures, Guilherme seeks to levitate the lives of other people with an aim of improving their living standards through the provision of job opportunities. He seeks to bring prosperity to his local community and he has already achieved his dreams through his notable efforts.

Guilherme is the owner of the CVC Brasil Operadora e Agencia de Viagens S.A that runs prominent resorts and hotels in the country. He is always at the heart of many tourists in the country as he provides a connection through the countries beautiful assets by offering them great services. Guilherme Paulus has always been passionate about venturing in the tourism sector and as a result, he started his career at a tender age of 24. He has learned a lot in the sector over the recent years and today, he is an inspiration to many people that are passionate about being entrepreneurs. His successes have been attributed to his major commitment and dedication towards delivering the best. He has acquired fame in his career and he is never afraid to take risks. He recently invested over R$600 million in the tourism and hospitality sector with an aim of improving the country’s economy as well as the lives of other people through the creation of opportunities.

The contributions of Guilherme Paulus have seen him receive a lot of accreditation from a significant number of people. He was recently The Entrepreneur of The Year in 2017 by the Istoe Dinheiro magazine, through the article that they published. His achievements have seen him gain more passion in his field of specialization and he continues to adopt innovation in the course of his business operations. Besides, Guilherme Paulus is not afraid to take risks and he has over the recent years tried to venture into new opportunities with an aim of achieving success.

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José Auriemo Neto: Real Estate Developer With An Eye For Fashion & Retail


José Auriemo Neto is the chairman and CEO of JHSF Participacoes SA, since April 29, 2011. JHSF Participacoes SA, is a real estate company that deals with the developments of residential and commercial buildings. Hotels, retail shopping and airports ae also part of their portfolio.

JHSF has ample experience with constructing shopping and retail complexes. They have successfully built shopping centers around different part of Brazil. The centers they build usually become well-known because they partner with major popular brands. JHSF is the first company in Brazil to develop paramount real-estate and cater to popular brands.

JHSF has bases in Brazil, the United States and Uruguay. Their most recognizable buildings are on 815 on Fifth Avenue in New York, as well as residential apartments, Las Piedras, located in Uruguay. Since starting, JHSF has acquired over 6 million square meters of real-estate properties. JHSF was initiated in 1972 by two bothers, Fábio and José Roberto Auriemo, as well as two others.

During 2009 Neto managed the company’s first retail venture. They signed partnership agreements with brands such as Jimmy Choo and Hermes. The opened up retail fronts at the Cidade Jadrim shopping complex. JHSF owns Cidade Jadrim. They also finalized a deal with Valentino. This deal launched Valentino R.E.D. stores in Brazil.

Neto started his career at JHSF in 1993. In 1998 Neto received permission to build the company first shopping complex, “Shopping Santa Cruz.” He managed the development of this building. Neto attended the Fundação Álvares Penteado University, located in Sao Paulo, Brazil. Neto has been a member of YPO since 1999.

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Todd Lubar Is a Prove of the Fruits of Resilience in Business

Todd Lubar is an American entrepreneur who has invested in many enterprises. He has been successful in the real estate business as well as the much-ignored scrap metal trade. Todd Lubar has made the dreams of many people in the country who wanted to have homes at a fair price come true. His journey towards becoming the successful entrepreneur that he is today has not been an easy one. Todd had to persevere many distractions and failures along the way, but his determination kept him going. Many people now come to him to seek advice on how to make their businesses as successful as his. Todd is the current president of TDL Global Ventures. This company has positively impacted the development of many businesses that seek their services. All this can be attributed to Todd’s ability in managing the firm.

In a recent interview, Todd revealed how he had made it to becoming one of the most sought-after business experts in the country. Todd revealed that entrepreneurship had been his passion since he was a young boy. As other kids were busy playing outside, Todd would sell lemonade and hot chocolate in Washington DC. He found business opportunities in every situation that encountered him. When there was snowfall during winter, Todd would remove snow from the paths of the local homes, and he would get paid in return. He has carried these attributes of hard work and determination in manning businesses, and the result has been a limitless success.

Todd is a focused individual who is ever determined to achieve the set goals. He always pushes himself to supersede his past achievements. Todd also enjoys improving the livelihoods of others by giving them advice to aid their business undertakings. Todd also revealed that nothing is a herculean task for him once he has decided to achieve something. He has built companies from scratch to world-class entities in his colorful career in entrepreneurial management. Check out Yelp to see more.

Todd has also ventured into the lending business and has gained immense success in this field as well. He has specialized in mortgage lending whereby clients can get a house through affordable installments for an extended period.

He currently lives in Bethesda, Maryland together with his wife and kids. Todd is a family man who likes to spend his free time with his kids. He also enjoys traveling to new places. You can visit his Instagram page.

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Todd Lubar: The Successful Entrepreneur Behind Legendary Properties

Entrepreneurs all over the world tend to take different paths to reach their end goals and attain success, and the same can be said for one entrepreneur, Todd Lubar. He is a prominent real estate investor and serves as the President for a company known as TDL Global Ventures. He also serves as the Vice President of a company known as Legendary Investments, which he built from the ground up. The real estate industry is where Lubar’s specialty lies, and he has worked with a wide range of clients and companies in the sector. He first started working in the real estate sector in 1995, and slowly made his way up the ranks to the position that he currently holds. However, he also had a plan of owning his own company and building it up to a prominent name in the real estate industry. These goals and experiences are what led him to be the successful entrepreneur that he is today.

When Todd Lubar first started out his career, he worked at a firm known as Legacy Financial Group. The company provided financial solutions to people who were looking to buy homes, and also to real estate companies who were looking for loans to embark on their ventures. Through this company, Lubar learned a lot about real estate and the steps that he could take if he wanted to start out his own company someday. The company was also incredibly useful when it came to getting to know prominent clients and big names in the real estate industry. For more details visit Yelp.

The next step in Lubar’s career was to start his own company, which is when he set up the foundations for Legendary Properties. This company offered real estate solutions to corporates and clients and was the cumulation of all the hard work that Lubar had put into his career. During the initial phase of the company itself, Lubar managed to acquire several large clients that put Legendary Properties on the map. Through the years, the company has grown significantly and is one of the most prominent real estate companies in the state of Arizona. You can visit their Instagram page.

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Equities first holdings the best

Equities first holdings is a financial institution located in the United State and other countries as well. First holding help leverage financial stress in other corporate industry that needs financial advice. They are also experienced in helping individual small businesses who find it difficult to invest in different asset to maximize profit and cut down losses which every startup need to grow their business. They have also helped numerous organizations in trading in the stock exchange market. Equities first holding is still striving to open many branches both in the United State and in other countries as well. With many years of experience, the owner has equipped himself with the technical know-how and has successfully closed many transactions in helping many clients in solving their investment problem financial breakdown. It is one of the financial advisings companies that have helped numerous clients around the globe.

Jeanmarie Guenot – Helping Amphivena Therapeutics Inc Grow And Expand In Biotechnology Space

Jeanmarie Guenot is one of the most prominent names in the biotechnology space, and for over 20 years has been active in the biotechnology and biopharmaceutical industry. Jeanmarie has worked with many different biotech companies at all stages of development, starting from research and development to corporate and business development and from alliance management to venture capital. At present, Jeanmarie heads the Amphivena Therapeutics Inc, where she holds the position of President and CEO. Amphivena Therapeutics Inc is a firm specializing in developing highly innovative and cutting-edge antibody and cancer therapies for effective cancer diagnosis and hematologic malignancies.

Jeanmarie Guenot has experience in many different areas of the biotechnology industry, which makes her highly knowledgeable and skillful as a leader. Few of her expertise include commercial and corporate development, client management, fundraising, venture capital, business development, licensing, commercial product portfolio, research and development, and more. Jeanmarie Guenot has done Ph.D. from the University of California, San Francisco and completed her studies in business, receiving Masters in Business Administration degree from Wharton School of Business. She started her career as a principal scientist at Hoffman-La Roche on, working for the firm in Basel and Shanghai, and went on to become the business advisor for the company in the following years.

Jeanmarie also founded SKS Ocular, a biotechnology research firm that focused on finding effective therapies for ocular inflammation, glaucoma, and macular degeneration. Jeanmarie was awarded the Deal of Distinction award in 2006 by Licensing Executives Society and in 2005 received Bio-Partnering Award by BioBusiness Network. Along with working for Amphivena Therapeutics Inc, Jeanmarie is also affiliated to Harpoon Therapeutics and is the co-founder of Maverick Therapeutics. Jeanmarie is also the founder of Guenot LLC, a venture capital and business consultancy firm in the biotechnology space, offering its services to numerous biopharma companies in the country.

According to, Jeanmarie has previous experience of working with Atlas Venture, which is another venture capital firm in biotechnology world, where she learned about the business angle of the pharmaceutical industry. Under her leadership, Amphivena Therapeutics Inc received additional funds from Janssen Biotech Inc to continue with advanced research. She continues to help the firm grow and expand with her strategic vision and exemplary leadership skills at